As Reported Financials

As Reported Financials

Source Document Currency Code (in thousands) 2013 Y 12/31/2014 USD 2014 Y 12/31/2015 USD 2015 Y 12/31/2016 USD 2016 Y 9/30/2017 USD 2017 Q3 YTD 9/30/2017 USD
Source Document Currency Code 2013 Y 12/31/2014 USD 2014 Y 12/31/2015 USD 2015 Y 12/31/2016 USD 2016 Y 9/30/2017 USD 2017 Q3 YTD 9/30/2017 USD

ASSETS

Cash and due from banks 45,777 78,187 64,154 113,503 173,060
Federal funds sold and other short-term investments 0 250 NA NA NA
Total cash and cash equivalents 45,777 78,437 64,154 NA NA
Investment securities held-to-maturity 5,341 5,367 5,242 5,378 0
Investment securities available-for-sale, at fair value (Fully unencumbered) 18,649 3,806 3,756 3,895 4,034
Mortgage-backed securities (“MBS”) available-for-sale, at fair value (Fully unencumbered) 31,543 26,409 431 3,558 27,381
Trading securities 6,822 8,559 10,201 6,953 2,675

Loans

Real estate, net 3,697,380 4,117,411 4,695,186 5,633,007 5,866,567
Consumer loans 2,139 1,829 1,590 NA NA
Commercial and industrial (“C&I”) loans NA NA NA 2,058 111,099
Other loans NA NA NA 1,357 1,092
Less allowance for loan losses (20,153) (18,493) (18,514) (20,536) (22,007)
Total loans, net 3,679,366 4,100,747 4,678,262 5,615,886 5,956,751
Premises and fixed assets, net 26,077 25,065 15,150 18,405 22,968
Premises held for sale 3,624 0 8,799 1,379 1,379
Federal Home Loan Bank of New York (“FHLBNY”) capital stock 48,051 58,407 58,713 44,444 61,833
Other real estate owned ("OREO") 18 18 148 NA NA
Bank Owned Life Insurance (“BOLI”) 55,871 82,614 85,019 86,328 87,982
Goodwill 55,638 55,638 55,638 55,638 55,638
Other assets 51,413 52,040 47,359 50,063 50,728
Total Assets 4,028,190 4,497,107 5,032,872 6,005,430 6,444,429

LIABILITIES AND STOCKHOLDERS' EQUITY

Liabilities

Due to depositors
Interest bearing deposits 2,332,689 2,472,199 2,925,129 4,097,992 4,062,067
Non-interest bearing deposits 174,457 187,593 259,181 297,434 309,126
Total deposits 2,507,146 2,659,792 3,184,310 4,395,426 4,371,193
Escrow and other deposits 69,404 91,921 77,130 103,001 117,765
FHLBNY advances 910,000 1,173,725 1,166,725 831,125 1,217,500
Subordinated notes payable, net NA NA NA 0 113,575
Trust Preferred securities payable 70,680 70,680 70,680 70,680 0
Other liabilities 35,454 41,264 40,080 39,330 38,359
Total Liabilities 3,592,684 4,037,382 4,538,925 5,439,562 5,858,392

Stockholders' Equity

Preferred stock 0 0 0 0 0
Common stock 528 529 533 536 536
Additional paid-in capital 252,253 254,358 262,798 278,356 276,674
Retained earnings 402,986 427,126 451,606 503,539 524,237
Accumulated other comprehensive loss, net of deferred taxes (4,759) (8,547) (8,801) (5,939) (4,711)
Unallocated common stock of Employee Stock Ownership Plan ("ESOP") (2,776) (2,545) (2,313) NA NA
Unearned stock award common stock (3,193) (3,066) (2,271) (1,932) (3,536)
Holding Company common stock held by Benefit Maintenance Plan (“BMP”) (9,013) (9,164) (9,354) (6,859) (2,736)
Treasury stock, at cost (200,520) (198,966) (198,251) (201,833) (204,427)
Total Stockholders' Equity 435,506 459,725 493,947 565,868 586,037
Total Liabilities And Stockholders' Equity 4,028,190 4,497,107 5,032,872 6,005,430 6,444,429
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.