As Reported Financials

As Reported Financials

Source Document Currency Code (in thousands) 2012 Y 12/31/2013 USD 2013 Y 12/31/2014 USD 2014 Y 12/31/2015 USD 2015 Y 9/30/2016 USD 2016 Q3 YTD 9/30/2016 USD
Source Document Currency Code 2012 Y 12/31/2013 USD 2013 Y 12/31/2014 USD 2014 Y 12/31/2015 USD 2015 Y 9/30/2016 USD 2016 Q3 YTD 9/30/2016 USD

ASSETS

Cash and due from banks 79,076 45,777 78,187 64,154 80,870
Federal funds sold and other short-term investments NA 0 250 NA NA
Total cash and cash equivalents 79,076 45,777 78,437 64,154 80,870
Investment securities held-to-maturity 5,927 5,341 5,367 5,242 5,356
Investment securities available-for-sale, at fair value (fully unencumbered) 32,950 18,649 3,806 3,756 3,933
Mortgage-backed securities available-for-sale, at fair value (fully unencumbered) 49,021 31,543 26,409 431 3,647
Trading securities 4,874 6,822 8,559 10,201 6,890

Loans

Real estate, net 3,503,385 3,697,380 4,117,411 4,695,186 5,488,491
Consumer loans 2,423 2,139 1,829 1,590 1,675
Less allowance for loan losses (20,550) (20,153) (18,493) (18,514) (20,049)
Total loans, net 3,485,258 3,679,366 4,100,747 4,678,262 5,470,117
Loans held for sale 560 NA NA NA NA
Premises and fixed assets, net 30,518 26,077 25,065 15,150 15,666
Premises held for sale 0 3,624 0 8,799 1,379
Federal Home Loan Bank of New York ("FHLBNY") capital stock 45,011 48,051 58,407 58,713 46,739
Other real estate owned ("OREO") 0 18 18 148 18
Bank Owned Life Insurance ("BOLI") NA 55,871 82,614 85,019 85,767
Goodwill 55,638 55,638 55,638 55,638 55,638
Other assets 116,566 51,413 52,040 47,359 45,766
Total Assets 3,905,399 4,028,190 4,497,107 5,032,872 5,821,786

LIABILITIES AND STOCKHOLDERS' EQUITY

Liabilities

Due to depositors
Interest bearing deposits 2,320,285 2,332,689 2,472,199 2,925,129 3,888,566
Non-interest bearing deposits 159,144 174,457 187,593 259,181 270,698
Total deposits 2,479,429 2,507,146 2,659,792 3,184,310 4,159,264
Escrow and other deposits 82,753 69,404 91,921 77,130 117,309
FHLBNY advances 842,500 910,000 1,173,725 1,166,725 882,125
Trust Preferred securities payable 70,680 70,680 70,680 70,680 70,680
Other liabilities 38,463 35,454 41,264 40,080 37,117
Total Liabilities 3,513,825 3,592,684 4,037,382 4,538,925 5,266,495

Stockholders' Equity

Preferred stock 0 0 0 0 0
Common stock 520 528 529 533 535
Additional paid-in capital 239,041 252,253 254,358 262,798 265,227
Retained earnings 379,166 402,986 427,126 451,606 507,956
Accumulated other comprehensive loss, net of deferred taxes (9,640) (4,759) (8,547) (8,801) (8,110)
Unallocated common stock of Employee Stock Ownership Plan ("ESOP") (3,007) (2,776) (2,545) (2,313) (2,140)
Unearned Restricted Stock Award common stock (3,122) (3,193) (3,066) (2,271) (2,303)
Common stock held by Benefit Maintenance Plan ("BMP") (8,800) (9,013) (9,164) (9,354) (6,859)
Treasury stock, at cost (202,584) (200,520) (198,966) (198,251) (199,015)
Total Stockholders' Equity 391,574 435,506 459,725 493,947 555,291
Total Liabilities And Stockholders' Equity 3,905,399 4,028,190 4,497,107 5,032,872 5,821,786
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.