As Reported Financials

Source Document Currency Code (in thousands) 2015 Y 12/31/2016 USD 2016 Y 12/31/2017 USD 2017 Y 12/31/2018 USD 2018 Y 3/31/2019 USD 2019 Q1 YTD 3/31/2019 USD
Source Document Currency Code 2015 Y 12/31/2016 USD 2016 Y 12/31/2017 USD 2017 Y 12/31/2018 USD 2018 Y 3/31/2019 USD 2019 Q1 YTD 3/31/2019 USD

ASSETS

Cash and due from banks 64,154 113,503 169,455 147,256 143,473
Total cash and cash equivalents 64,154 113,503 169,455 147,256 143,473
Investment securities held-to-maturity 5,242 5,378 NA NA NA
Securities available-for-sale, at fair value 3,756 3,895 4,006 502,885 511,623
Trading securities 10,201 6,953 2,715 NA NA
Mortgage-backed securities (“MBS”) available-for-sale, at fair value 431 3,558 351,384 NA NA
Marketable equity securities, at fair value NA NA 0 5,667 5,912

Loans

Real estate 4,695,186 5,633,007 5,464,067 5,163,122 5,238,882
Consumer loans 1,590 NA NA NA NA
Commercial and industrial ("C&I") loans NA 2,058 136,671 229,504 266,415
Other loans NA 1,357 1,379 1,192 1,139
Less allowance for loan losses (18,514) (20,536) (21,033) (21,782) (21,941)
Total loans, net 4,678,262 5,615,886 5,581,084 5,372,036 5,484,495
Premises and fixed assets, net 15,150 18,405 24,326 24,713 23,708
Premises held for sale 8,799 1,379 NA NA NA
Loans held for sale NA NA 0 1,097 682
Federal Home Loan Bank of New York ("FHLBNY") capital stock 58,713 44,444 59,696 57,551 55,840
Other real estate owned ("OREO") 148 NA NA NA NA
Bank Owned Life Insurance ("BOLI") 85,019 86,328 108,545 111,427 112,121
Goodwill 55,638 55,638 55,638 55,638 55,638
Operating lease assets NA NA NA 0 40,401
Other assets 47,359 50,063 46,611 42,308 41,408
Total Assets 5,032,872 6,005,430 6,403,460 6,320,578 6,475,301

LIABILITIES AND STOCKHOLDERS' EQUITY

Liabilities

Due to depositors
Interest-bearing deposits 2,925,129 4,097,992 4,095,701 3,961,277 3,990,147
Non-interest-bearing deposits 259,181 297,434 307,746 395,477 417,475
Total deposits 3,184,310 4,395,426 4,403,447 4,356,754 4,407,622
Escrow and other deposits 77,130 103,001 82,168 85,234 137,116
FHLBNY advances 1,166,725 831,125 1,170,000 1,125,350 1,087,325
Trust Preferred securities payable 70,680 70,680 NA NA NA
Subordinated debt, net NA 0 113,612 113,759 113,796
Other borrowings NA NA NA 0 45,000
Operating lease liabilities NA NA NA 0 46,868
Other liabilities 40,080 39,330 35,666 37,400 31,300
Total Liabilities 4,538,925 5,439,562 5,804,893 5,718,497 5,869,027

Stockholders' Equity

Preferred stock 0 0 0 0 0
Common stock 533 536 536 537 537
Additional paid-in capital 262,798 278,356 276,730 277,512 278,358
Retained earnings 451,606 503,539 535,130 565,713 572,175
Accumulated other comprehensive loss, net of deferred taxes (8,801) (5,939) (3,641) (6,500) (5,232)
Unallocated common stock of Employee Stock Ownership Plan ("ESOP") (2,313) NA NA NA NA
Unearned Restricted Stock Award common stock (2,271) (1,932) (2,894) (3,623) (6,068)
Common stock held by Benefit Maintenance Plan ("BMP") (9,354) (6,859) (2,736) (1,509) (1,509)
Treasury stock, at cost (198,251) (201,833) (204,558) (230,049) (231,987)
Total Stockholders' Equity 493,947 565,868 598,567 602,081 606,274
Total Liabilities and Stockholders' Equity 5,032,872 6,005,430 6,403,460 6,320,578 6,475,301
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.