Senior Unsecured Debt
Moody's
KBRA
Baa3
BBB
Subordinated Debt
Moody's
KBRA
Baa3
BBB-
Deposits
Moody's
KBRA
-
-
Outlook
Moody's
KBRA
Stable
Positive

Dime Community Bank


Senior Unsecured Debt
Moody's
KBRA
Baa3
BBB+
Subordinated Debt
Moody's
KBRA
-
BBB
Deposits
Moody's
KBRA
A3
BBB+
Outlook
Moody's
KBRA
Stable
Positive

Long-Term Ratings


Moody's
  • Highest Quality
    (P)Aaa Aaa
  • High Quality
    Aa1 (P)Aa1 (P)Aa2 Aa2 Aa3 (P)Aa3
  • Upper-Medium Quality
    (P)A1 A1 A2 (P)A2 (P)A3 A3
  • Medium-Grade Quality
    Baa1 (P)Baa1 (P)Baa2 Baa2 Baa3 (P)Baa3
  • Substantial Risk
    (P)Ba1 Ba1 Ba2 (P)Ba2 (P)Ba3 Ba3
  • High Risk
    B1 (P)B1 (P)B2 B2 B3 (P)B3
  • Very High Risk
    (P)Caa1 Caa1 Caa2 (P)Caa2 (P)Caa3 Caa3
  • Highly Speculative
    (P)Ca Ca
  • Default
    C (P)C
KBRA
  • Highest Quality
    AAA
  • Very High Quality
    AA+ AA AA-
  • High Quality
    A+ A A-
  • Medium Quality
    BBB+ BBB BBB-
  • Low Quality
    BB+ BB BB-
  • Very Low Quality
    B+ B B-
  • Near Default (High Recovery)
    CCC+ CCC CCC-
  • Near Default (Average Recovery)
    CC
  • Near Default (Low Recovery)
    C
  • Default
    D

Short-Term Ratings


Moody's
  • Superior
    (P)MIG 1 (P)P-1 (P)VMIG 1 MIG 1 P-1 VMIG 1
  • Strong
    VMIG 2 P-2 MIG 2 (P)VMIG 2 (P)P-2 (P)MIG 2
  • Acceptable
    (P)MIG 3 (P)P-3 (P)VMIG 3 MIG 3 P-3 VMIG 3
  • Not Prime
    NP (P)NP
KBRA
  • Exceptional
    K1+
  • Very Strong
    K1
  • Strong
    K2
  • Adequate
    K3
  • Questionable
    B
  • Poor
    C
  • Default
    D

Financial Strength Ratings


Moody's
  • Exceptional Security
    Aaa
  • Excellent Security
    Aa1 Aa2 Aa3
  • Good Security
    A1 A2 A3
  • Adequate Security
    Baa1 Baa2 Baa3
  • Questionable Security
    Ba1 Ba2 Ba3
  • Poor Security
    B1s&p B2 B3
  • Very Poor Security
    Caa1 Caa2 Caa3
  • Extremely Poor Security
    Ca C
KBRA
  • Extremely Strong
    AAA
  • Strong
    AA
  • Good
    A
  • Adequate
    BBB
  • Questionable
    BB
  • Weak
    B
  • Very Weak
    CCC
  • Poor
    CC
  • Very Poor
    C
  • Default
    D
  • Regulatory Supervision
    R

Issuer ratings are Moody's/KBRA. A security rating is not a recommendation to buy, sell or hold securities and should be evaluated independently of any other rating. The rating is subject to revision or withdrawal at any time by the assigning rating organization.